Terms of Service

1. The Service

StubSheet provides an online tool that converts pay stub PDF documents into structured Excel and CSV spreadsheet files using AI-powered data extraction. By using our service, you agree to these terms.

We reserve the right to modify, suspend, or discontinue the service at any time with reasonable notice.

2. No Account Required

StubSheet does not require you to create an account. The free tier is available to anyone and is limited to 3 conversions per month, tracked by session.

3. Your Responsibilities

You are responsible for:

• The legality of all documents you upload to StubSheet
• Ensuring you have the right to upload and convert the pay stubs you submit
• Verifying the accuracy of extracted data before using it for any purpose
• Maintaining your own copies of important documents — StubSheet does not serve as document storage

4. Acceptable Use

You agree not to:

• Upload documents you do not have legal authorization to access
• Use the service to process fraudulent or forged documents
• Attempt to gain unauthorized access to any part of the service
• Interfere with or disrupt the service or servers
• Upload malicious files or content
• Use automated tools to abuse the free tier or bypass usage limits
• Resell or redistribute the service without permission

5. Accuracy Disclaimer

StubSheet uses AI to extract data from pay stubs. While we strive for high accuracy, AI extraction is not perfect. You should always review the extracted data before downloading and using it.

StubSheet is NOT a substitute for professional accounting, tax preparation, or financial advice. The extracted data is provided for convenience and should be verified against original documents before use in any official capacity (tax filing, loan applications, legal proceedings, etc.).

6. Payments & Billing

Free Tier: All users receive 3 free CSV conversions per month with no account or payment required.

Pay-As-You-Go: Excel downloads are available for $2.99 per conversion, processed through Stripe Checkout.

Pro Plan: Unlimited conversions available at $14.99/month (when available).

Refunds: Due to the instant-delivery nature of digital file conversions, we generally do not offer refunds. If you experience a technical issue that prevents you from receiving your file, contact us and we will resolve it.

7. Intellectual Property

The StubSheet service, including its design, code, and branding, is owned by SIGNN Applications LLC. The data extracted from your pay stubs belongs to you.

8. Service Availability

We strive to maintain high availability but do not guarantee uninterrupted access. We are not liable for any downtime, whether scheduled or unscheduled.

9. Limitation of Liability

To the maximum extent permitted by law, StubSheet and SIGNN Applications LLC, its owners, employees, and affiliates shall not be liable for:

• Any indirect, incidental, special, consequential, or punitive damages
• Any loss of profits, revenue, data, or business opportunities
• Any damages arising from inaccurate data extraction
• Any damages arising from your use or inability to use the service

Our total liability for any claims arising from your use of the service shall not exceed the amount you paid us in the 12 months preceding the claim.

10. Disclaimer of Warranties

The service is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that:

• The service will be uninterrupted or error-free
• Data extraction will be 100% accurate
• The service will meet your specific requirements
• The service will be completely secure

11. Termination

We may suspend or restrict your access if you violate these terms or if we reasonably believe your use of the service may harm StubSheet or other users.

12. Governing Law

These terms are governed by the laws of the State of Florida, United States. Any disputes arising from these terms shall be resolved in accordance with applicable law in the courts of Orange County, Florida.

13. Changes to These Terms

We may update these terms from time to time. Updated terms will be posted on this page with a new "Last updated" date. Your continued use of the service after changes take effect constitutes acceptance of the new terms.